Spss In Banking Or Audit Company Example

Spss In Banking Or Audit Company Example Spss In Banking Or Audit Company â€" Math Problem Example > Introduction In the last decade there has been liberalization of bank activities which have been traditionally been under very strict regulation and given protection from external competition. This has resulted in a situation where foreign banks that initially played a marginal having substantial investments in foreign countries especially in the middle-income and developing countries (Dunning, 1977). The activities of the foreign banks come in various forms including acquiring domestic institutions that have extensive branch networks to establishing representative offices with the aim of serving a niche market segment. It has been the interest of researchers to find out what determines the form of investments banks takes and the effect of this on their overall performance. Banks may have several modes of investments when venturing in foreign countries including operating as locally chartered, operating as independently capitalized subsidiaries or operating as branches on the moth er banks in the foreign countries (Clarke, 2003). There are two prominent reasons that make bankers, bank users and policy makers to have keen interest on operations of foreign banks in host countries. The foreign bank operations may affect to a great extent the competitiveness of the domestic banking systems, having a threat on the market share and profits in addition to having a considerable effect on the price and quality of services offered in the host country. Foreign subsidiaries which have extensive networks give direct competition to local banks for clients while on the other foreign banks with single branch will tend to concentrate on specific segments like wholesale and investment banking which have a tendency to have low development in the host countries. second, branches and subsidiaries involve a varied level of parent bank responsibilities and financial involvement. More often subsidiaries act as separate entities from the parent banks, while for cases of branches th e parent banks will be responsible for the liabilities under their branches. This often has implications for both the parent banks and the local regulators (Focarelli, 2001; Galindo 2003). Research ObjectivesThe study aim was to investigate the difference in the performance banks with international operations considering the following variables: home origin, number of foreign countries with investments, turnover in home country, turnover in foreign country, profit in home country and profit in foreign country. The variable in this study were The number of country where the bank operates gives the details on the number of countries in which the banks in this study is operating. Home country turnover gives the margin of the turnover of the banks in this study in their home country. Foreign country turnover gives the total margin of turnover of banks in this study in all the foreign countries they operate. Profit made in home country (loss) which is a representation of the amount of p rofit (loss) that that is in its country of origin. Profit made in foreign country (loss) which is a representation of the amount of profit (loss) that that is in all the foreign countries that the bank is operating. Type of invest: clarify whether the bank has a subsidiary or branch as its form of foreign investment

CONTEMPORARY ISSUES IN EDUCATION and TRAINING Free Essay Example, 3250 words

CONTEMPORARY ISSUES IN EDUCATION and TRAINING Inequalities in economic aspects will have a major impact on the people’s personal, professional and importantly social life. Thus people will have different social backgrounds based on their economic status and that could impact other facets of their life, including education. That is, differences in economic and social aspects will normally lead to categorization of people into different classes, from high, middle to low. It is assumed (may not be the norm) that people belonging to high class (economically and socially), will have a lot going for them starting from their birth to education, profession, personal life, etc. On the other hand, people from the supposed low class may not be able to get all the constructive things. Although, they may be interested to access all the constructive things particularly education, because of their economic and social drawbacks, they may not be able to do that. In those cases, the role of go vernment and other governing bodies assumes so much importance. From earlier times, government has been coming up with various policies and steps, to give them a platform or backup to aid them in their endeavours. We will write a custom essay sample on CONTEMPORARY ISSUES IN EDUCATION and TRAINING or any topic specifically for you Only $17.96 $11.86/pageorder now This is particularly visible in the educational sector. Education plays an important part in the intellectual and mental development of any individual. Education is an imperative part of human life as it directs person particularly young children towards his/her progress. Thus, lack of education could take the lives of people in the negative direction. Although, this is not a norm, as many people without education are shining in various fields, however, the fact is, education provides them the platform to learn a lot of things, and importantly gives them the confidence to go for various optimum targets. To fulfil this motive only, government has been giving free or subsidized education to the needy target group. Although, this government policy and social initiative is aiding a lot of children and providing positive results, some scepticism has arisen due to the new studies, which show that social background determines pupils success. That is, even if the economically and thereby socially disadvantaged people are given free education in the form of Free Schools and City Academies, it does not guarantee their success. This implies that the children’s social status is the reason for their lack of success, and the government should reconsider or even stop its free or subsidized education, as it does not lead to success.

Basic Home Computer Network and Computer Network Security...

Introduction Generally, computer network security systems and structures considered robust are preceded not by software and hardware but by careful planning. A typical computer network security plan must take into consideration a wide range of security risks and vulnerabilities and from that, develop a road map to reduce such exposure. Given the need to protect the integrity and confidentiality of data as well as other system quality attributes, the need to mitigate exposure cannot be overstated. Security Risks In regard to security risks, key considerations include what I should be protected against and some of the main vulnerabilities common in home networks. Vulnerabilities Basically, home network vulnerability can be taken to be a network weak spot that can be utilized by security threats. According to Gervasi (2005), home network is exposed to various cyber attacks through the Internet, and has security vulnerability such as hacking, malignancy code, worm and virus, DoS (Denial of Service) attack, communication network tapping... Other vulnerabilities include but are not limited to insecure network architecture and design as well as flaws in password management. There are various ways of identifying and getting rid of vulnerabilities in home networks. These include the utilization of tools designed to carry out vulnerability scans and carrying out an audit of possible risks. What to be Protected Against Today, given the fact that electronic connectivity hasShow MoreRelated Business Report Proposal Essay1678 Words   |  7 PagesBusiness Report Proposal I. Introduction: Statement of Problem. In 2003, the company experienced a major increase of problems with the Local Area Network (LAN). The LAN downtime has double from previous years. 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Tourism and Hospitality Marketing Hospitality Industry

Question: Discuss about theTourism and Hospitality Marketingfor Hospitality Industry. Answer: Introduction The service sector in Australia is expanding and has been a major contributor in the growth of the economy. The competition of hospitality industry is rising and hence it is essential for the industries to innovate new techniques in its business in order to attract new consumers. Marketing is an activity of promoting its technique and service to customers in order to maximize its profit. The author chooses Park Hyatt to discuss the marketing strategies used by the hotel and the new experience product that it intends to incorporate in itshotel. Park Hyatt in Australia is a franchise of Hyatt an American company. Park Hyatt is in Melbourne and Sydney. The hotel in Melbourne has a unique location and the concentration of hotel is on personalized services that it provides to its customers. The location of the hotel is in middle of city and the interior is designed in such a way that it helps in attracting customers. The new remote that controls all the activities in the hotel room is an innovation in the hospitality industry. The report discusses the strategies used by the organization to promote its brand experience (Huang and Hsu 2009). It mentions the target customers and the positioning strategies used by the organization to differentiate its service. It also mentions the promotion strategies used by the organization to communicate the new product to the desired target market. Figure: Park Hyatt hotel in Australia (Source: Melbourne 2016). Analysis and Discussion Description of the Proposed Experience-Based Product Park Hyatt in Melbourne plans to develop a remote control device that will control all the activities of customers in the room. The activities of the customers will be linked to the mobile phone from where the customers will be able to control its activities. This will helps the customer live a luxury life where the control of all the activities will be in their hand. The remote control that is connected with the phone and tablets can be use to browse the channels, control the air conditioner temperature, select favorite movies and order them, order favorite food from the menu of the restaurant and control other activities as well. This will help the customers lead a relaxed life and give a wide range of option for the entertainment. The activities in hotels can be controlled when the customer is not in room (Kseoglu et al. 2013). When the customer enters the room, they are treated with curtains automatically opening and a soothing music that is very relaxing for the customer. The cu stomer can then control and operate television, air conditioner, lights, music and curtains with just one touch. The operations and control changes according to the mood of customers that is the light intensity, and the type of music. It captures the mood of customers and provides them with experience according to their mood. It is an innovation in hotel industry that is mainly done to attract customers and give them new experience (Hoque 2013). Figure: Remote controlling activities (Source: Melbourne 2016). Theme of the New Experience Based Product As per my view, the main aim of hotel developing the remote control is to provide new experience to the customers and increase the customer base. This is mainly done to achieve competitive advantage and fight over its competitors. The theme of developing a new product is to give a luxury life to its customers where they can enjoy their holiday to the fullest. As per my view, people mostly stay in hotel when they come of trip or for holiday. I believe that the customers expect to live a life that is relaxing and luxurious. Hence, the main aim of the hotel is to fulfill the desires of the customers and give them happiness. The second objective of launching the product is to attract larger customers and stand as the worlds lading hotel industry (Kandampully et al. 2015). The product is developed to make the travel of the customers more convenient as it gives the customer facility of booking the cars, ordering room service, get the luggage picked and various other facilities. Decision Making Process and its Application Remote controlling activities were developed by the hotel to provide new experience to the customers and make their travel easier. The decision of developing the product was done by the leaders and CEO of Park Hyatt by analyzing the lifestyle and behavior of customers. It was developed by an IT company in Australia to meet the needs of the customer and maximize their satisfaction. The decision of developing the product was not just taken by the CEO of the organization but by the employees as well. The customers were also involved in plan. The aim to develop the new product was to increase the experience of customers. The product was mainly targeted to the travelers. The decision of developing the product was to provide quality service to the customers and achieve competitive advantage in the market. The experience that the customers get is to increase the pleasure that they get from travelling. Target Markets Target markets are the customers whom the organization targets to sell its products or services. It is essential for the organization to set a well defined target market in order to develop its brand and product and sell it in the market. Target market is created with customers that have same need and desires. The market is segmented on the basis of various factors and categories (Fller and Matzler 2008). These include: Geographic segmentation: customers that are segmented on the basis of area and region. Demographic segmentation- customers that are segmented on the basis of population, age, sex and gender. Social and cultural segmentation- customers that are segmented on the basis culture, religion, social status, income and attitude. Behavioral segmentation- customers that are segmented on the basis of beliefs, occasion, behavior and lifestyle (Fyall et al. 2003). Targeting right customers is essential for promoting its brands as the success of a company lies in the hands of customers. Park Hyatt in Melbourne targets customer from all over the world. Its target market is broad that includes customers of all age and place. Hence, there is no geographical restriction. In case of Park Hyatt, customers are mainly from outside Australia such as Paris, India, United Kingdom and United States of America. Park Hyatt is a grand and luxurious hotel that provides new experience to its customers (Leonidou et al. 2013). Not all the people can afford to stay at hotel, as the price charged by organization is high. Hence, it targets customers that have high income and social status. The customers of Park Hyatt are travelers that love to live a luxury life and experience new technologies. While developing remote control technique to control the activities park Hyatt will target customers that are technology friendly so that they are able to use the technologies without any confusion. The target customers are both male and female. It mainly targets couples that have just married and plans to spend their honeymoon in the hotel. Park Hyatt hotel aims at satisfying the customer. It mainly targets customers that stay in hotel for holiday purpose and not business purpose as people who travel for business purpose spend most of their time in doing work staying outside the hotel (Williams 2006). They do not have time to watch television or listen to music. Hence, those travelers are targeted who travel for holiday purpose and have income and social status. Positioning Strategy Positioning strategy is a marketing strategy that is used to distinguish brand experience from its competitors. This is done by creating a distinguishable and suitable image through advertisement to attract customers and fight over its competitors. This is done by adding utilitarian and luxurious measures through advertising to distinguish its products and services from other services. Various ways can be used to distinguish its products and services from its substitutes. A service and product can be distinguished by using pricing strategy that is providing the service at a lower price than its competitors are. It can be distinguished on the basis of quality, price, service and experience that it is providing to its customers (Gilmore and Pine 2002). A new experience based product is developed by Park Hyatt in Melbourne to create a unique brand name and differentiate its service from other hospitality industry. Though the prices of Park Hyatt is higher than the other hotels across th e world and Australia it does not use pricing strategies to fight over its competitors and create a unique brand image. The major concentration of Park Hyatt is to provide great experience and services to its customers. Hence, the strategy used by the hotel to create a unique brand image is on the basis of service that it provides to its customers (Ryan 1991). The main aim of developing a new experience based product that is remote controlling activity was to make a position in the hospitality industry and provide a new experience to the customers. The major competitors of Park Hyatt in Australia are Hotel Windsor, Park royal and Swissotel. In order to create a unique position it is essential for the Park Hyatt to consider the strategies used by its competitors that help them attain a number one position and then formulate strategies accordingly. Incorporation and development of new remote control that controls the activities inside the room helps the hotel attain a unique position because such new experience based product has not been developed by any other hotel in Australia. Park Hyatt differentiates its services by providing customers new experiences and high quality service. The design and the interiors of the hotel is unique that gives new luxurious experience to the customers (Phillips and Moutinho 2000). Identifying the position of the hotel depends on the customers and pleasure that they derive by staying at the hotel. Since the new experience based product that is the remote control is expensive and hence the price ch arged by Park Hyatt is higher than other hotels in Australia. However the customer love to spend their holiday by staying at Park Hyatt because of the experience and service that they get from the hotel. Figure: Perceptual mapping of Park Hyatt (Source: created by author) Promotion Strategies Promotion strategies are the methods that are used to market the product or the service in the market to the target customers. Various promotion strategies are there to promote the product such as advertisement, word of mouth, direct sale, use of internet, promotion in social media, advertisements in magazines and televisions. Promotion strategies are the way of communicating the service and the products to the target customers and market. Developing a new product is not just the solution to achieve competitive position. It is essential to make the consumers aware of the product or the service that the organization has developed. Promotion strategies is not just used to advertise the product it is used to increase the consumer awareness and make the consumers aware that such product exists in sector (Heide and Grnhaug 2009). The new experience based product that Park Hyatt plans to develop will be promoted to the customers by the use of advertisement and social media. The information of the product will be published in the website of the hotel. Its pictures and information will be published and advertised in news paper and magazines and also in journals that is concerned with hospitality industry. Word of mouth is also one of the useful tool to promote the new experience based product or service (Buhalis 2000). If the consumers enjoy using the product then they will promote it by suggesting the product and services to other customers. Sharing the experiences of the services and products in internet will also be used by the organization to promote the service and product. Conclusion Developing new experience service based product is necessary for the hotels to achieve competitive advantage and give new luxurious experience to customers. Park Hyatt in Australia plans to develop remote control that controls all the activities of customers in room. The aim of the report was to analyze the strategies used by the hotel to promote its new experience based product. It analyzes the target customers that it plans to market its products and services. The main concentration of Park Hyatt is on the services that it gives to its customers. References Aghdaie, M.H. and Alimardani, M., 2015. Target market selection based on market segment evaluation: a multiple attribute decision making approach.International Journal of Operational Research,24(3), pp.262-278. Buhalis, D., 2000. Marketing the competitive destination of the future.Tourism management,21(1), pp.97-116. Fller, J. and Matzler, K., 2008. Customer delight and market segmentation: An application of the three-factor theory of customer satisfaction on life style groups.Tourism management,29(1), pp.116-126. Fyall, A., Callod, C. and Edwards, B., 2003. Relationship marketing: The challenge for destinations.Annals of tourism research,30(3), pp.644-659. Gilmore, J.H. and Pine II, B.J., 2002. Differentiating hospitality operations via experiences: Why sellign services is not enough.Cornell Hospitality Quarterly,43(3), p.87. Heide, M. and Grnhaug, K., 2009. Key factors in guests' perception of hotel atmosphere.Cornell Hospitality Quarterly,50(1), pp.29-43. Hoque, K., 2013.Human resource management in the hotel industry: Strategy, innovation and performance. Routledge. Huang, S. and Hsu, C.H., 2009. Travel motivation: linking theory to practice.International Journal of Culture, Tourism and Hospitality Research,3(4), pp.287-295. Kandampully, J., Zhang, T. and Bilgihan, A., 2015. Customer loyalty: a review and future directions with a special focus on the hospitality industry.International Journal of Contemporary Hospitality Management,27(3), pp.379-414. Kseoglu, M.A., Topaloglu, C., Parnell, J.A. and Lester, D.L., 2013. Linkages among business strategy, uncertainty and performance in the hospitality industry: Evidence from an emerging economy.International Journal of Hospitality Management,34, pp.81-91. Leonidou, L.C., Leonidou, C.N., Fotiadis, T.A. and Zeriti, A., 2013. Resources and capabilities as drivers of hotel environmental marketing strategy: Implications for competitive advantage and performance.Tourism Management,35, pp.94-110. Marinova, A., Murphy, J. and Massey, B.L., 2002. Permission e-mail marketing as a means of targeted promotion.Cornell Hospitality Quarterly,43(1), p.61. Melbourne, P. (2016). Park Hyatt Melbourne | 5 Star Luxury Accommodation. [online] Melbourne.park.hyatt.com. Available at: https://melbourne.park.hyatt.com/en/hotel/home.html [Accessed 23 Sep. 2016]. Otto, J.E. and Ritchie, J.B., 1996. The service experience in tourism.Tourism management,17(3), pp.165-174. Phillips, P.A. and Moutinho, L., 2000. The Marketing Planning Index: A Tool for Measuring Strategic Marketing Effectiveness in the Hospitality Sector.Strategic Management in Tourism, p.283. Pine, B.J. and Gilmore, J.H., 2013. The experience economy: past, present and future.Handbook on the experience economy, p.21. Ryan, C., 1991. Tourism and marketinga symbiotic relationship?.Tourism Management,12(2), pp.101-111. Williams, A., 2006. Tourism and hospitality marketing: fantasy, feeling and fun.International Journal of Contemporary Hospitality Management,18(6), pp.482-495.

Separation Essays - A Jury Of Her Peers, Minnie, Trifles

Separation Between Sexes Since the time when Eve set herself apart from Adam by consuming the forbidden fruit, there always has been vast differences in the way men and women conduct themselves. These differences are very common among sexes, and are also easy to distinguish. For instance, more women tend to cry in sad movies than men do. This is because women are more emotional than men and can often express their feelings easier. But probably the most popular difference between men and women would be how women have the ability to go shopping for an entire day whereas men will leave after they get what they want. These differences between men and women are constantly being portrayed in the media, and moreover literature. The piece of literature I will discuss is Susan Glaspell's A Jury of Her Peers, where Glaspell exemplifies the differences between men and women as they conduct their investigation of the murder of Mr. Wright. From the beginning of the investigation, the men and women had vast differences in the way they went about looking for substantial evidence. For instance, the men approached the house with confidence and seemed to feel indifferent towards the situation even though the murder victim was a close acquaintance. But the women approached the house with caution and hesitation. Mrs. Martha Hale's first thought as she encountered the crime scene was how in the past she thought, "I ought to go over and see Minnie Foster". Martha regretted the fact that she never visited her long time friend except when it was too late. Also, when the county attorney asked Mr. Hale what happened the day before, Mrs. Hale was worried that he would add unnecessary comments and make things harder on Minnie Foster. This indicates that Martha Hale immediately sympathized with Minnie Foster although she had done something as wrong as killing. Instead of acknowledging the fact that Minnie Foster committed murder, she looks past this and inquires what could possibly induce her to do so. Relevant to this go back to the idea that she wished she would've visited Minnie earlier. Martha Hale assumed that loneliness was a big factor which drove Minnie to do such a thing. Next, the attorney being a male, functioned as a robot would; he had no feelings towards what happened. Right after Mr. Hale told his version of what happened, the attorney continued with, "I guess we'll go upstairs first-then out to the barn and around there." The attorney didn't express any sympathy whatsoever, but was more concerned with getting on with the investigation. When the attorney found a mess of Minnie Foster's preserved fruit, Mrs. Hale replied with, "Oh-her fruit", and explained how Minnie was worried that the jars of her preserves might burst. On the other hand, Mr. Peters returned the statement with "Well, can you beat the woman! Held for murder, and worrying about her preserves!" But what separated the men from the women was when the sheriff decided that there was nothing but "kitchen things" in the kitchen which lead them upstairs in search for evidence. As the men moved upstairs, there were a number of significant differences in the way the men and women conducted the investigation. First of all, the men went upstairs and the women remained in the kitchen both in hopes of finding convicting evidence. The men, being more logical went straight to the crime scene, yet the women were more concerned with Minnie Foster's whereabouts and what she was doing around the time of the murder. Besides this, the women are more careful with everything and take the time to examine things thoroughly unlike the men who seem to rush things until they find what they want. For instance, Mrs. Hale noticed that the bag of sugar in the kitchen was half full, and remembered in her own home how she left the flour half sifted because she was interrupted. In result, Mrs. Hale concluded with the fact that Minnie Foster was interrupted for some reason and began to wonder what it was. Furthermore, when Mrs. Peters went to retrieve Minnie's clothes they examined how shabby it appeared and figured that when you look good, you feel good and that Minnie was not as happy as she used to be. Another example of the women's ways of careful observation is when Mrs. Peters found a quilt Minnie Foster began and wondered whether or not she quilted it or knotted it. Most men wouldn't look so far as to ask how the quilt was

Aids Essays (485 words) - HIVAIDS, Pandemics, HIV, HIVAIDS In Africa

Aids Essays (485 words) - HIVAIDS, Pandemics, HIV, HIVAIDS In Africa Aids AIDS: Acquired Immune Deficiency Syndrome HIV and Aids affect more than roughly thirty million people worldwide. Race, sex and age have nothing to do with who can get this disease, however, the race with the highest number of infected people happens to be Caucasian males ages 25-44. About forty-five percent of the 641,000 AIDS cases in the U.S. have been white people. Blacks arent far behind with over 35 percent of cases, and Hispanics have about 20 percent of all cases. Asians have less than anyone does, with 1 percent. Of the estimated 30.6 million people worldwide living with this horrible, life-threatening disease in 1997, about 68 percent were living in sub-Saharan Africa. 22 percent of all cases were in Southern and Eastern Asia and the Pacific, 4 percent in Latin America, 5 Percent in North America and the Caribbean, and 2 percent in Europe and Central Asia. In 1994 and 1995 AIDS was the leading cause of death among Americans ages 25-44 years old. It was also the leading cause of death for men in the same age group an d the third leading cause of death in women 25-44. Adult males are the leading sex to contract AIDS. They account for over 80 percent of all cases in the U.S. Adult women make up 15 percent and children make up the other 1- percent of the cases. (Encarta 99) People have been lead to believe so many fictional stories about the ways of contracting AIDS and HIV; its hard to know what to believe. The truth is, the main way of getting this disease is unprotected sex. Although condoms do work most of the time, they are not 100% effective. Abstinence is the only foolproof way of not being infected with this disease or one of the thousands of others. Besides sexual contact with a person carrying the AIDS virus or HIV, you can also be infected in many different ways. For example, although no one has actually contracts AIDS from contact with these things, HIV has been found in sweat, saliva and tears. People who are unsure about the AIDS status of their partner should actually be weary of kis sing them. There has not yet been a case attributed to kissing, however, there is still a potential for contraction. For awhile now there have been rumors of transmission by insects that suck blood and bite humans. Studies have shown no evidence of this, but the rumors are still claiming it could happen. Scientists and researchers have preformed experiments after experiments because of the overwhelming concern. They all have proved there is no cause to fear insects such as mosquitoes, because in HIV carriers dont have constant high levels of HIV in their bloodstream. Another reason is that an insect mouth parts dont hold large enough amounts of blood to transmit the disease. Bibliography Encarta 1999

56 Best Writing Websites of 2019 How to Achieve Writing Mastery

56 Best Writing Websites of 2019 How to Achieve Writing Mastery 56 Best Writing Websites of 2019 The Internet is full of writing websites and blogs to help writers reach their creative goals. If you’ve been dreaming of writing your own book, but don’t know how to get there - or if you’re done writing, but feel unsure about what to do next - then it’s your lucky day, because we have put the best writing websites of 2019 in one single place for your convenience. They’re also organized alphabetically and by categories, to make them easier to find. Enjoy! Check out some of the best writing websites of 2019 here! Writing craft and inspiration51. Goins, WriterAs a best-selling author, Jeff Goins created this blog to share his thoughts and tips on writing and to inspire others to chase after their creative dreams.52. Jane FriedmanWith abundant experience in the publishing industry and general business strategy, Jane Friedman offers online classes and articles on the process of book publishing.53. Janet Reid, Literary AgentAs a literary agent, Janet Reid offers her advice on mistakes and pitfalls that all writers should avoid when querying.54. Nail Your NovelAs a bestselling ghostwriter who now publishes under her own name, Â  Roz Morris provides writing advice and posts on self-publishing. If you are interested in becoming a ghostwriter, she also offers courses on how to reach your goal.55. Nathan BransfordNathan Bransford is a former literary agent who offers writing advice and a variety of posts on how publishing works and information on agents and self-publishing. He also does consultations , edits, and critiques. Plus, he’s a Reedsy professional!56. Rachelle GardnerAs a literary agent, Rachelle Gardner has negotiated over 200 contracts with over twenty publishers and gotten more than 100 authors to fulfil their dreams of publishing. In her blog, she offers writing, publishing, and social media coaching, along with tips on writing and publishing. Answer all your writing questions with these websites from industry professionals What are some of your favorite writing websites? Let us know in the comments below!